There are many reasons why you might want to see your Experian credit report. Maybe you have been refused credit, maybe you just want to know what Experian’s credit reference says about you, maybe you are worried about identity theft.
But there’s more to Credit Expert than easy access to your credit report and reference. Through Credit Expert, Experian, one of the largest credit reference agencies, will notify you of any significant changes to your credit report by text or email. These notifications from Experian can act as identify theft alerts, warning you that somebody is using your identity to apply for credit.
Lenders use Experian credit reports when deciding whether to grant people credit and and what interest to charge them. So checking your Experian credit report (also called a credit reference) using Credit Expert could save you money when applying for a loan, mortgage or credit card.
Credit Expert helps people to manage what’s on their credit report, and to make sure information it contains is up-to-date and accurate.